Effective. Efficient. Expeditious.
We are here for you today, tomorrow, and for the long haul. We want to build a relationship with you where you know you have a trusted resource for all things related to mortgage and real estate.

It all starts with a conversation so we can listen to you and your needs. Book a call with me now.

If you just need a quick call to check in on something.

If you need a little more time for more questions or advice.

For your first call about getting pre-qualified for a home purchase or refinance.
For Realtors to discuss business growth.

If you need a little more time for more questions or advice.

Schedule a time to determine what rate a refinance makes sense and set up a strike rate alert.
Whether you're buying your first home, moving up, refinancing, or investing, we'll help you find the loan that fits. As a broker with access to 300+ lenders, we shop for the best terms and the smoothest experience, not just the lowest rate on paper. Call or text (480) 233-7897 anytime.


Brian and his team was very helpful and informative from our first conversation. Brian explained every step of the reverse mortgage process and either Brian or one of his team were there to answer any questions that arose during the process. I would definitely recommend Brian for all your mortgage needs.


Over the years I have worked with mortgage advisors in different states on different kinds of home loans – multifamily, condo, primary home, and investment. Brian Cardenas and his team are THE BEST I have ever worked with. They are so incredibly knowledgeable and thoughtful about pairing needs with options to get mortgages in motion quickly and in a way that helps my family and my business. HIGHLY RECOMMEND!

© 2026 UMortgage+ powered by NEXA Lending, NMLS #1660690
Brian Cardenas, Branch Manager, NMLS #183143
5559 S Sossaman Rd, Bldg 1, Ste 101, Mesa, AZ 85212
Licensed in AZ | Equal Housing Opportunity